A mobile application, most commonly referred to as an app, is a type of application software designed to run on a mobile device, such as a smartphone or tablet computer. Mobile applications frequently serve to provide users with similar services to those accessed on PCs.
- Roshan Digital Account
- Foreign Minister’s Portal
- Sohni Dharti Remittance Program (SDRP)
- Pass Track
1- Roshan Digital Account
Roshan Digital Account (RDA) is a banking facility by state bank of Pakistan, available to Non-resident Pakistanis. This account provides innovative banking solutions for millions of Non-Resident Pakistanis (NRPs) seeking to undertake banking, payment and investment activities in Pakistan. You can open an account in Pakistan through an entirely digital and online process without any need to visit a bank branch. Opening the account will require only a basic set of information and documents. The initiative was launched by the government of Imran Khan, who inaugurated the program in September 2020.
The Roshan Digital Account will integrate the Pakistani diaspora fully into the Pakistani banking and digital payments system:
- – It will provide access to all conventional account services, including funds transfer, bill payments for their families, e-commerce and other payments in Pakistan.
- – It will also enable investment in specially designed saving instruments for NRPs called Naya Pakistan certificates, which are being launched soon by Government of Pakistan. These instruments will be available in both US dollars and Pakistani rupees, at short- and long-term tenors, with attractive rates of return and in both conventional and Sharia-compliant forms.
- – It will allow NRPs to invest in fixed deposit products offered by banks.
- – It will enable NRPs to invest in Pakistan’s stock market.
- – Going forward, it will also enable NRPs to undertake residential and commercial real estate related transactions in Pakistan.
- – It will be backed by debit and virtual debit cards for both domestic and overseas use.
Accounts available in both Foreign Currency and Pakistani Rupees NRPs can choose either a foreign currency or rupee-denominated account, or both. They would be interoperable and enable real-time online conversion from foreign currency to Pakistani Rupees, and vice versa.
BANK LINKS
2- Foreign Minister’s Portal
The Foreign Minister of Pakistan launches the mobile app named “FM Portal” to facilitate the overseas Pakistani living abroad and wants to contact different embassies. Firstly any Overseas Pakistani registered himself on this mobile app and then select the relevant category to submit their complaints. A fully automated system along with database is working on the back end of this mobile app. FM Portal providing the technical tracking facilities and also feedback system after the proper resolution of their complaints. The Government of Pakistan wants to facilitate the Overseas Pakistani with full satisfaction because the Foreign Currency is very important to boost the economic position of Pakistan. If Overseas Pakistan relax and able to put their issues and suggestion directly to the relevant deparments and departments can solve their issues on time then the overall satisfaction level will increase. Any Overseas and Foreigner can download this mobile app and install on any Android Mobile Phone.
Below are some features of FM Portal
Register yourself
Submit Complaints
Track complaints
Submit feedback against complaints
Mobile App is User friendly.
Easy to use interface for citizens.
3- Sohni Dharti Remittance Program (SDRP)
Sohni Dharti Remittance Program (SDRP) is a point-based loyalty scheme for our remitters who work abroad and send money to their loved ones in Pakistan through banking channels or exchange companies.
It is a unique and first-ever smartphone application available in English and Urdu language that tracks and updates every remittance a remitter sends home and awards remitters with reward points, which can be redeemed for free of cost services at multiple Public Service Entities.
Earn reward points on every remittance you send!
Remitters will earn reward points based on a certain percentage of every remittance one sends. There are three rewarding tiers:
Reward points will be given to remitters based on the following tier criteria:
| Category | Annual Remittance Amount (in 1 year*) | Reward Points Earning (% of Remittance Amount)** |
|---|---|---|
| Green | Up to USD 10,000 | 1.00% |
| Gold | From USD 10,001 to USD 30,000 | 1.25% |
| Platinum | More than USD 30,000 | 1.50% |
*Fiscal Year July to June
** Equal PKR amount of remittance
Every remittance can upgrade the remitter’s category level and earn them more reward points.
Reward points appear on the app in the form of a virtual card that updates automatically with reward points after each remittance.
4- Pass TRACK
The National Information Technology Board of Pakistan has put in place the ‘Pass Track Platform’ that enables all international travellers to the country to update their medical and travel records while travling back to Pakistan. It aids in recording and tracking the passengers’ basic data and other relevant details.